Which program is designed to provide health coverage for low-income individuals?

Which program is designed to provide health coverage for low-income individuals?

• A. Medicaid
• B. Medicare
• C. Medigap
• D. MMA

Answer: (A)

Health coverage programs differ by who they serve and how eligibility is set. Medicaid is designed to provide health coverage for people with low income and certain other groups; eligibility is means-tested and varies by state, with funding shared between the federal government and the states. Medicare is a federal entitlement mainly for people aged 65 and older or those with qualifying disabilities, and it isn’t based on income. Medigap is private supplemental insurance that helps cover costs not paid by Medicare and is bought in addition to Medicare, not a low-income program. MMA, the Medicare Modernization Act, added benefits within the Medicare system (like prescription drug coverage) rather than creating a separate low-income coverage program. So Medicaid is the program intended to provide health coverage for low-income individuals.

Health coverage programs differ by who they serve and how eligibility is set. Medicaid is designed to provide health coverage for people with low income and certain other groups; eligibility is means-tested and varies by state, with funding shared between the federal government and the states. Medicare is a federal entitlement mainly for people aged 65 and older or those with qualifying disabilities, and it isn’t based on income. Medigap is private supplemental insurance that helps cover costs not paid by Medicare and is bought in addition to Medicare, not a low-income program. MMA, the Medicare Modernization Act, added benefits within the Medicare system (like prescription drug coverage) rather than creating a separate low-income coverage program. So Medicaid is the program intended to provide health coverage for low-income individuals.